HUD FHA Licensing Approval Specialitst, FHA HUD licensing, FHA HUD Approval, FHA HUD Requirements  
FML is not a law firm or
government agency.
Full Disclaimer
   
 
 
FML   Our Services   Approval Requirements   Apply Now   Account Access   Testimonials   Reverse Mortgages   Nationwide Lending  
     
 
 

Read what our clients have to say about FML's outstanding customer service

 
Don Dawson, Vice President
Washington Capital Advisors, Inc.
Los Alamitos, CA
 

“As an individual transitioning from the health & life insurance industry to the mortgage industry, I found the process of obtaining FHA approval particularly daunting.  Scott was able to patiently explain steps that we needed to take in "non industry" terms, thus making the process as painless as possible.“

   
Hyacinth Henderson, President
Pro Mortgage Group, Inc.
Miami Lakes, FL
 

“Initially, applying for FHA/HUD approval was viewed as the hidden monster in the dark closet. The once perceived, long and arduous task that you have to undertake was admittedly a bit frightening due to the fact that it seemed so impossible. After years of procrastination and mental wrangling, I finally decided to move forward and enter the hideous closet; however, I refused to go alone. FML became the parent that made things worry free by holding my hand through the entire process. Even though it wasn’t easy by any stretch of the imagination, they truly made the journey seem effortless and well worth it. As I stumbled and tripped with doubt and uncertainty, FML held a firm grip from start to finish, thus not allowing me to falter or give up. Even though I became frustrated and was difficult at times, FML’s unwavering dedication and professionalism urged me to move forward. They were the push that I needed to accomplish the goal that I once circumvented for years. Then like the blink of an eye, the prosperous light of FHA/HUD approval became a reality. Thanks to FML, I am FHA/HUD approved and have access to all of the splendors of that once ghastly closet. Thanks a million FML, I am truly indebted to you.“

   
Mike Borba, President
Borba Investments, Inc.
Auburn, Ca
www.LearnAboutReverseMortgages.com

“Thank you very much for all your help in obtaining our Direct Lending Branch approval as well as our Loan Correspondent approval. We continue to be thoroughly impressed by your professionalism and most importantly, the speed in which were able to process our applications.“

   
Meg Twohey, President
Freedom Capital Reverse Mortgage Specialists
San Diego, CA
www.freedomcap.com

“I would like to thank FML for the outstanding service they provided for our HUD application and approval. From beginning to end, they simplified and streamlined the entire process. They clearly have the systems in place to provide excellent guidance and service to their clients. The service is absolutely worth every penny, we are thrilled we were referred to FML and now we're FHA approved!“

   
Jerry Rowley, President
Centrigroup Lending, LLC
Masona, OH
 

“I was referred to FML by a large lender. I was told that they were the best. They were right. Scott and Trent guided us effortlessly through the process. We were informed of exactly what to expect. Once we compiled the requested documentation and the application was submitted, we received our approval in 13 days. We had no additional stipulations…, just done. There is no way that I would go this road alone. Thanks to FML for being our co-pilot.“

   
Ron Kamler, Vice President
California Mortgage Consultants
Santa Rosa, CA
 

“I wanted to thank FML for the “Excellent” customer service.  You are an invaluable asset to anyone attempting to navigate the “FHA” approval process and I would highly recommend you to those wanting that approval in a timely manner.“

   
Martin H. Litt, President
Senior Financial Corp
Deerfield Beach, FL
www.seniorfinancialcorp.com

“Dear Scott, Thank you for helping us get our FHA approval, as well as, to become a Financial Freedom Correspondent Lender. There is no question in my mind, that we would still be going back and forth with HUD, had it not been for you. You have definitely gone beyond our expectations in handling the extra work our company required. Please have anyone call me, who wants to verify your competence and/or service.“

   
Kenton Getz, Chief Financial Officer
JPayne Mortgage, Inc.
Richardson, Tx
www.jpaynemortgage.com

“Thank you, Federal Mortgage Licensing for making it possible for us to obtain our FHA/HUD approval so quickly and easily. Scott Dodson and his team did a tremendous job. They made the application process incredibly easy. I didn’t have to worry about the process at all. I received very clear, direct and timely communication that kept me on track and kept me from wasting any time. I would highly recommend FML to anyone who is applying for FHA/HUD approval.“

   
Dieter Gable, Managing Member
Intellichoice Mortgage Services, LLC
Phoenix, AZ
www.IntellichoiceMortgage.com

“I just wanted to take a second to let everyone know how much I appreciated the help of Federal Mortgage Licensing for assisting us in the FHA application process. I retired as a partner from a big six consulting firm and have always sold services based on the concept that professionalism and experience yields results. Federal Mortgage Licensing has this level of experience and professionalism and it showed. It took literally under a week from the time our audited financials were completed to the time we were approved. Thanks again to FML - - a truly great organization!“

   
Ken Soderlund, Officer
New Horizon Mortgage Concepts
Rancho Mirage, CA
http://www.nhmcinc.com

“I just wanted to take a moment to thank you, and everyone at Federal Mortgage Licensing, for making our FHA Application Process so quick and easy. It was very important to our company that we got our approval as quickly as possible and it was evident that any errors in filling out all the necessary forms would invariably slow down the process. Federal Mortgage Licensing came highly recommended and you instantly instilled a sense of confidence in us. All of your correspondence was prompt and succinct and the whole process went almost exactly according to the timeline you proposed to us. Thank you again and best of luck in all your endeavors.“

   
Matt Dawson, President
Paramount Equity
Roseville , CA
http://www.paramountequity.com

“Federal Mortgage Licensing was definitely worth every dollar we spent for their services. We needed to obtain FHA/HUD Approval as a Non-Supervised Mortgagee in order to meet the requirements of a number of prominent secondary market investors. FML basically completed the application and got us through the approval process in a very short amount of time. FML made the process very straightforward and simple. All we did was sign the documents provided by FML and provide limited information; FML took care of the rest. I would recommend this services to anyone looking for FHA/HUD Approval.“

   
Chris Ballard, President
Universal Mortgage Group, LLC
Woburn, MA
http://www.umgllc.com

“I can’t thank FML enough for the help and the services they provided in acquiring our FHA approval. An associate and I were discussing this last evening and we both agreed that working with Federal Mortgage Licensing was one of the smartest business decisions we have made. You made this process unbelievably easy and the turn around time was amazing.“

   
Mary Kardous, President
Retirement Freedom Group
Irvine, CA
http://www.retirementfreedomgroup.com

“Scott Dodson and Federal mortgage Licensing were invaluable in obtaining our FHA approval. Scott was there for us every step of the way. He had answers to all of our questions, and responded immediately and professionally. Scott made the approval process painless and quick. I would highly recommend Scott Dodson and Federal Mortgage Licensing to anyone interested in gaining their FHA approval.“

   
Mac Tennant, President
Access Reverse Mortgage Corporation
St. Petersburg, FL
 

“FML was invaluable in obtaining our FHA approval. The process is much more lengthy and complex than it appears. I would definitely recommend no one attempt it on their own.“

Lance Blincoe, Operations Manager
Statewide Mortgage
Louisville, KY
http://www.statewidemortgagegroup.com

“FML made the complex process of FHA approval simple. I recommend their services to anyone that is looking for FHA approval.“

   
Frank Williams, Managing Member
Express Mortgage, LLC
Bentonville, AK
http://www.expressmortgagellc.com

“Scott, thanks so very much for your assistance in getting our FHA license. It truly was an easy and fast process. It was also good to know I could reach you at anytime to get questions answered in a professional manner. I would highly recommend Federal Mortgage Licensing to anyone desiring to become an FHA licensed lender/broker.“

   
Jan Lynn McNerney,
Sr. Vice President/COO
Highland Capital Lending, Inc.
Dallas, TX
http://www.highlandcapital.net

“As a HUD underwriter I was familiar with government paperwork, but the HUD application to obtain lender approval was overwhelming. On a referral from HUD Washington, I contacted Scott Dodson of Federal Mortgage Licensing, Inc. Scott explained the process, guided us through the paperwork, and in no time at all we were able to obtain our approval. I highly recommend this company. Scott’s knowledge of the entire application/approval process is invaluable. Thanks for the hard work, Scott!“

   
Jan Oprean, President
All American Home Lending, Inc.
Massillon, OH
http://www.allamericanhomelending.com

“I had wanted to apply for my FHA/HUD approval for such a long time. FHA lenders have a very substantial market share here in the state of Ohio, and especially in this county. The entire process of compiling all the information needed to apply however, was very intimidating. (This from someone who dreads even having to fill out a Broker Package for new Lenders!) I found Federal Mortgage Licensing, Inc. while searching the web for help with this daunting process. Even understanding where to begin, let alone completing all the necessary forms and quality control handbook, etc. was a bit frustrating until I found FML and Scott Dodson. The on-line application was extremely easy to complete, and my package was so professionally pulled together. Scott was so wonderful to work with and was very patient as my CPA suffered a major coronary and had emergency quadruple by-pass surgery in the middle of this process! My company is now approved and we are having an in-house FHA training course for my staff tomorrow and the next day all day. A trainer for the Bank that has sponsored us is flying in from Atlanta for this training. This also would not be possible if it were not for FML, as they recommended this Bank to me to act as our sponsor. I will certainly refer anyone I know to Federal Mortgage Licensing, Inc. and will look to them for any help I may need for renewal also. Thank you again Scott for your professionalism, experience, patience and support!“

   
Ken Schreiber, President
HomeQuest Solutions Inc.
Naperville, IL
http://www.homequestsolution.com

“It is incredible how quickly and easily I was able to obtain my HUD approval with the help of Scott Dodson and Federal Mortgage Licensing. I was dreading this approval process because I envisioned headaches and hassles. To my amazement, this was by far the easiest process I have ever been through. My approval process took less than 2 weeks and the communication with Scott throughout this process is beyond compare. I will recommend Scott Dodson and Federal Mortgage Licensing to everyone. Thanks again Scott!“

   
Norman Williams, President
Senior Reverse Mortgage Services, Inc.
Carrollton, TX
 

“I would highly recommend using Federal Mortgage Licensing, Inc. for anyone interested in becoming FHA licensed. Scott Dodson was worth every dollar of the cost in obtaining our approval. Senior Reverse Mortgage Services thanks Scott Dodson for all his hard work in making our FHA/HUD approval happen.“

   
James Lunger, CEO
United Financial Management Group, Inc.
Dickson City, PA
www.ufmgdirect.com

“United Financial Management Group, Inc. highly recommends Scott Dodson's FML Company to anyone interested in obtaining a FHA License. Scott went above and beyond what we paid him for his services in helping our company obtain this license. We want to thank Scott for all his valid knowledge and extra efforts in helping UFMG Inc. get through this difficult process in a timely manner. We know that our company would have never been FHA approved if it wasn't for Scott's help. Federal Mortgage Licensing, Inc really is "The FHA/HUD Approval Specialists." Scott, once again thank you for all your help.“

   
Richard Einig, President
Personal Home Mortgage Services
St. Louis, Missouri

“Personal Home Mortgage Services highly recommends FML to anyone seeking FHA licensing. A completely painless process. We were very impressed with the knowledge that they had. They provided us with a list of items needed without asking for additional information again and again. Our FHA licensing became available much sooner than the original estimated date. They were always were available to assist us. Thanks Scott, for all of your assistance. We greatly appreciate it.“

   
Lisa Philhower, Member
Acceptance Mortgage, LLC
Sparta, NJ
www.acceptmymortgage.com

“I would highly recommend using Federal Mortgage Licensing, Inc. for anyone interested in becoming FHA licensed. The ease of the process was unbelievable! Scott is extremely knowledgeable and helpful through the entire process. Our company I know was one of the tougher approvals - but FML got it done!“

   
Lou Piatt, Manager
Secondary Market Lending
Polk County Bank
Johnston, IA
www.polkcountybank.com

“As a mortgage banker surrounded by bankers, the prospects of obtaining FHA approval didn't seem like something they wanted to tackle, but the assistance of Scott Dodson was worth every penny of the cost in obtaining our approval. As a matter of fact, it took less than half as long to obtain HUD approval with Scott's help as it did to become Freddie Mac approved by doing it ourselves.“

   
Johnston T. Kleck, President
Pathfinder Mortgage Group
San Antonio, TX
www.pathfindermortgagegroup.com

“I highly recommend Scott Dodson’s services. He stayed on top of the whole process and called me with any new updates pertaining to the approval process. It was well worth the money. I owned a Mortgage Company that I recently sold and it took us approximately a year to get approved, with Scott, we got approved in less then 2 months after filing our online application with FML and in just two weeks after HUD received our application.“

   
Frank J. Weaver, President
Atlantic Home Equity
Hunt Valley, MD
www.mtglender.net

“The process of obtaining our FHA approval could not have been any easier. Scott knows everything there is to know about the FHA approval process. He was on top of all parties involved, insuring the timely approval of our application. I would definitely recommend the services of Federal Mortgage Licensing.“

   
Wally Welter, Vice President
Reverse Mortgage Lending, Inc.
Santa Ana, CA

“Although I am an attorney, the complexities of submitting an FHA/HUD application were more than I wanted to endure for a one-time application. Scott at FML provided the expertise needed to complete the process in minimal time. Don’t do this on your own if you are wanting to get through the process in a hurry. Scott will deliver what he promises!“

   
Jean Seki, President
Hawaii Mortgage Resources, LLC
Honolulu, HI

“Federal Mortgage Licensing worked wonders!! Scott Dodson’s knowledge of the HUD approval process made a complex task easy! After submission of the completed application, it took just three weeks to obtain approval. He was there to clear all the obstacles while we worked to compile documents for submission. Scott was a pleasure to work with; he is patient, understanding, was always accessible, and most of all, he was very knowledgeable and he truly worked hard on my behalf! I highly recommend anyone seeking HUD/FHA approval to engage the services of Scott Dodson of FML; he is the ‘very best’!“

   
Mitch Wegmann, President
Mortgage Haus, Inc.
Columbia, IL
www.mortgagehaus.net

“I could never imagine the HUD approval process being so simple. Scott was extremely knowledgeable and gained our approval in a very short time. His expertise in what I thought would be a difficult and time consuming process was unbelievable. It was well worth the cost! I strongly recommend FML to anyone seeking HUD approval.“

   
Mateo Caymol, President
Capital Funding and Mortgage Group, Inc.
Stockbridge, GA
www.capitalfundingandmortgage.com

“Federal Mortgage Licensing made a complex process very simple! We did not know where to start, who to call, etc. After Federal Mortgage Licensing got involved, complex questions became simple, slow responses turned fast and confusing terms became understandable. If you want to start originating FHA loans in this lifetime, I highly recommend Federal Mortgage Licensing.“

   
Jeff Heidtmann, President
New England Mortgage Services, Inc.
South Windsor, CT
www.nemservices.com

“I want to take a moment and thank Scott Dodson for helping our company receive it's HUD approval. Scott made a very difficult task easy. He gave us very specific information that was needed to make the whole process easy. He was very assessable and made the process fast. I want to personally thank him for a job well done.”

   
Mitch Stam, President
Encore Mortgage Company
Federal Way, WA
www.encoremtg.com

“Your company was instrumental in the FHA approval process. Your process was very easy and well worth the cost! I personally didn't have the time to jump through the FHA hoops and paperwork. Without the services you provide, there is a good chance that we would not be licensed today or in the near future. I would definitely recommend your services to anyone looking to become FHA approved. Thank you for the service you provide, my stress level is once again down and the FHA approval is a thing in the past.”

   
R. Craig Thigpen, Vice-President
Heritage Lending Group, Inc.
Augusta, Georgia
www.DreamRates.com

“FML not only got us approved in a very short period of time, but they have also been available to help us with other questions and issues after the approval process was over. I strongly recommend using this service to help lower your stress level and concentrate on what really matters, closing loans!”

   
Richard McLean, President
Duartisan Mortgage
Plano, TX
www.duartisan.com

“FML has a complete understanding of the process and requirements of achieving HUD certification. They provided excellent service and were very diligent about follow-up. They were extremely responsive when HUD reviewed the application and were well respected by the HUD examiners.”

   
Andrew Liu, President
1st Capital Investment Company, LLC
Richardson, TX
www.1stcapitalinvestment.com

“Scott Dodson of Federal Mortgage Licensing assisted me in getting my company approved by HUD as a Loan Correspondent. I was so pleased with the service I received, that I went back to FML when we were ready to convert to approval as a Non-Supervised Mortgagee. FML coordinated everything for me and made the process relatively simple so I could remain focused on closing loans. I highly recommend Federal Mortgage Licensing to any company seeking HUD approval.“

   
Ray Figalora, President
Your Home Funding, Inc.
Central Islip, NY

“Your service was amazingly fast. When we needed some special advice, you were there with the right answers. Instead of a major hang up, all of a sudden we were approved. We couldn’t ask for more than that.“

   
G. Richard Munton, Jr., President
Prime Mortgage, Inc.
Hattiesburg, MS
www.prime-mtg.com

“I found Scott Dodson's ad in a mortgage publication and called him. I thought it would be difficult for me obtain a quick approval from FHA. Scott very professionally worked though any difficulties as if there were no difficulties. He had approval for me in three or four weeks at a very reasonable cost. I am using him as a sounding board for other ideas and opportunities.“

   
Doug Wilson, Chief Financial Officer
United Residential Lending, LLC
Scottsdale, AZ
www.unitedresidential.com

“Federal Mortgage Licensing made the process of HUD approval smooth and efficient. Scott Dodson guided our application through the bureaucracy with a great deal of diplomacy. I would gladly recommend Federal Mortgage Licensing to anyone wishing to acquire their FHA/HUD approval.“

   
Jim Miklosko, President
Cavalier Mortgage Group, Inc.
Raleigh, NC
 

“I highly recommend FML and Scott Dodson. They made a complex process simple.“

   
Mark D. Capuano, Managing Member
StateSide Funding, LLC
Cranston, RI
 

“I would recommend Federal Mortgage Licensing, Inc. to anyone interested in becoming FHA approved. The staff were a pleasure to work with and made the entire process hassle free.“

   
Jameel Saide Abdo, President
Glacier Financial
Saginaw, MI
http://www.glacierfinancial.com

“You guys did a great job. I appreciate all your help. I couldn't imagine having to go through that process myself.“