Federal Mortgage Licensing, Inc. (FML) has no affiliation or connection with, or authorization from, nor has FML been endorsed, authorized, inspected, appraised, or approved by, the Department of Housing and Urban Development (HUD), the Federal Housing Administration (FHA), the Department of Veterans Affairs (VA), the Government National Mortgage Association (Ginnie Mae), the Federal National Mortgage Association (Fannie Mae), the Federal Home Loan Mortgage Corporation (Freddie Mac), the Housing and Home Finance Agency, the United States Housing Authority, the Public Housing Administration, the Government of the United States, or any agency thereof.
FML provides federal mortgage license/approval application preparation services to mortgage companies throughout the United States. FML uses the information provided by our clients to complete the forms required by the applicable federal department, government owned corporation, or quasi-governmental institution. FML is not a law firm and accordingly does not provide legal services or advice. FML makes no warranties regarding the legal consequences resulting from the use of our services or forms.
Information contained in this site or obtained through a representative of FML should not serve as a substitute for legal advice. FML's liability is limited to the amount paid to FML. FML, its agents, servants, representatives and employees disclaim any warranty beyond the limited warranty stated above, whether express or implied. FML accepts no responsibility for any damage or inconvenience caused or alleged to be caused by the use of its services.”
FML provides assistance with drafting the necessary quality control plan that FHA/HUD approved mortgagees must implement to be in compliance with HUD guidelines. It is your responsibility to download the plan and distribute a copy to all of your employees. FML is not responsible for its client's adherence to the plan nor for their compliance to changing regulations that HUD publishes on an ongoing basis to all FHA/HUD approved licensees. The online Handbooks outline current HUD policies and procedures.